Last week, in part one of my conversation with Austin and Annie, we got deeply personal about their upbringings and the invisible scripts they picked up as kids. I learned that they were passing bad money habits to their young daughter—continuing a cycle of generational poverty.

Today, my goal is to move them out of that cycle by getting tactical with how they can turn things around. They’re young and make plenty of money to be comfortable—even multimillionaires—in their future. But we need to get the calculator out to make them believe it. Tune in as Austin and Annie see how it’s possible to go from generational poverty to generational wealth.

Connect with Ramit

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Produced by Crate Media.

Mentioned in this episode:

Automate Your Money

If you want to learn how to build your Rich Life with a set-it-and-forget-it system, get my free quickstart guide to automating your money. I'll show you how to automate your money and spend less than 1 hour a month managing it.

Go to iwt.com/automate for the guide.

Stop fighting with your partner about money

We have certain beliefs about money, but what if our partner disagrees? How do we even know if either of us is right? That’s why I’ve put together scripts you can use to start the conversation even when difficult topics come up. Get these scripts -- free -- at iwt.com/scripts.

Get the future of podcasts.