Ah, money—it's the reason we go to work, chase promotions and ask for raises. For Tori Dunlap (who saved 100K by the time she was 25) money means options. "When I had money—and we're not talking Jeff Bezos money—we're just talking an emergency fund, I could donate to causes I believed in. I could support candidates and legislation that I believed in. I could start a business. I could leave a toxic situation I didn't want to be in anymore. I could take a vacation," says Tori.

This is Tori's other belief: "I don't think anything bad happens when women get more money." To that end, the personal finance expert (who has a New York Times best-selling book, Financial Feminist, a hit money podcast and website all centered around helping women figure out their finances), gives real, tangible advice on saving and investing for women ("I don't believe in inspiration p*rn. I don't feel like it does anything," is another one of Tori's trademarks).

Today's conversation with Avery is tackles all of your money questions: When to start investing (and when to pay off those student loans), how to pay down debt and the ever-pressing renting-vs-buying debate. We know you'll get a lot out of this episode and leave it feeling better about your financial future.

Follow Tori at @HerFirst100K.

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